Patrick “PJ” Johnson, CLU, AEP, CLTC

I am a independent life insurance and long term care agent.  I have been in the industry for over 30 years and hold 3 different industry designations. CLU, AEP, CLTC. I can represent all the various types of brokerage long term care products sold in California and run my business thru a local brokerage general agency. We have a case manager and a medical underwriter on the team. I run all the carrier sales proposals and work mostly from my home in Sacramento. I handle the entire sales process start to finish and todays applications are done on-line so I do not have to have a live appointment.  I look forward to helping you with your long term care needs.